Will It Local? / Break-even matrix

Every rig against every cloud

One workload, one electricity rate, one amortization horizon — and a verdict for every rig paired with every cloud. Cloud Spread does one rig against all clouds; the Rig Finder does all rigs against one cloud. This is the whole board. Read across a row: the verdict flips as the cloud you'd rent gets cheaper. That flip is the entire point of the site.

Workload Electricity Amortize over

Now showing: Coding assistant usage (~15M tokens/mo), the U.S. average electricity ($0.1883/kWh), 3-year amortization. Of 36 pairings: 17 OWN, 9 HYBRID, 10 RENT. Same rigs, same electricity — the cloud you'd otherwise pay for is what moves most of these.

Break-even verdict for each rig (rows) against each cloud baseline (columns).
Rig ↓ / Cloud →	GPT-5.5$5/$30 per M	Claude Opus 4.8$5/$25 per M	Claude Sonnet 4.6$3/$15 per M	GPT-5.4$2.5/$15 per M	Claude Haiku 4.5$1/$5 per M	DeepSeek V4 Flash$0.14/$0.28 per M
RTX 3090 (used)$1,200 · $42.37/mo	OWN~5 mo	OWN~6 mo	OWN~10 mo	OWN~10 mo	HYBRID~33 mo	RENTnever
2× RTX 3090$2,250 · $77.75/mo	OWN~9 mo	OWN~11 mo	HYBRID~19 mo	HYBRID~19 mo	RENT~76 mo	RENTnever
RTX 4090$2,300 · $73.92/mo	OWN~9 mo	OWN~11 mo	HYBRID~18 mo	HYBRID~19 mo	RENT~66 mo	RENTnever
RTX 5090$3,500 · $110/mo	OWN~14 mo	OWN~17 mo	HYBRID~29 mo	HYBRID~30 mo	RENT~108 mo	RENTnever
Mac M-series$3,000 · $85.14/mo	OWN~12 mo	OWN~13 mo	HYBRID~23 mo	HYBRID~23 mo	RENT~70 mo	RENT~2235 mo
Mini-PC$750 · $22.78/mo	OWN~3 mo	OWN~3 mo	OWN~6 mo	OWN~6 mo	OWN~17 mo	RENT~624 mo

Each cell shows the verdict and its break-even month; the rig row shows build cost and local cost of ownership. OWN = a fast payoff, early in the rig's life. HYBRID = pays off only in the back stretch of that life. RENT = never before the hardware is due for replacement. Click any cell for the full breakdown. Every number is the same engine the calculator runs — the matrix can't say something the calculator wouldn't.

Run your exact setup → As JSON

The verdict grid is also on the API at GET /api/matrix.