Rig Finder index / 14B / Local RAG / knowledge base / Michigan

Best rig to run a 14B model for local rag / knowledge base in Michigan

For a 14B model at this workload, the Mini-PC pays off fastest — break-even ~4 months, keeping $6,901 over 3 years versus Claude Sonnet 4.6.

Same workload, same cloud, same electricity — we swap only the hardware and rank by real break-even. Rigs that can't run a 14B model are shown, never recommended. Compared against Claude Sonnet 4.6 ($3/M in, $15/M out); change the cloud in the lab.

Every build, ranked

RigBuild14B tok/sLocal/moBreak-evenVerdict
Mini-PCbest payoff $750 11estimated $24.29 ~4 mo OWN
RTX 3090 (used) $1,200 50estimated $49.29 ~6 mo OWN
RTX 4090 $2,300 75estimated $81.59 ~12 mo OWN
2× RTX 3090 $2,250 55estimated $89.52 ~12 mo OWN
Mac M-series $3,000 40estimated $86.53 ~14 mo OWN
RTX 5090 $3,500 110estimated $120 ~18 mo HYBRID

Assumes local rag / knowledge base use: ~40M tokens/month, 5h/day active, 11h/day idle, at Michigan electricity ($0.190/kWh). Speeds are our estimates; community-measured tok/s live on the interactive Rig Finder and the benchmarks board. Every formula is on the methodology page.

Run this with your exact numbers →

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